#10:My personal strategy

As you are more familiar in autosurf/hyip, you would develop your preferences and style. Your risk profile will play an important part too.
Like stock market trading, there are many ways or methods to invest in autosurf/hyip.
My risk profile is more of a risk-taker than risk- adverse.
I intend to have a total of about 40 programs eventually and at any one time, I would allow a "lost" factor of 25%, that is, at anytime, I would allow 25% of the programs to suddenly close.
Not all the programs will have equal amount of investment. For the more trusted ones, especially when I know the admin directly or indirectly, more funds will be added.
The bulk of the programs will be in the 1%/day range.

#6: Reference sites

If you would like good reference sites, email me. I continuuosly update them in another folder.
Please put subject as " Reference sites request"

#4: Beginners FAQ

Here, some of the common questions that would stop us from taking action are listed.

1.0 What is it?
A way of making money on the internet.

2.0 Can we really make money?
Like all other investments, some people will make money, some people will lose money. With proper strategy and emotional management ( fear and greed), one can make a decent passive income. Best of all, you can start with a minimum of only US$10-$20 for most programs.

3.0 Is this legal?
Depends on the laws of each country/city. For example, Pensylvania in USA has strict laws on internet investing.

4.0 Is this a scam?
Majority of such programs are scams.However there are those few that are genuine. Even for those that are scams, one can still make profit depending on the timing.

5.0 How does the program admin afford to pay us?
From reinvestments or partially from the funds that you put in to pay others.

6.0 How or what type of instruments do they invest our money into?
Can be stocks, forex, projects, members funds, projects into other hyip/autosurf.The main thing is not to analysed too much here. This is where you need to have an open mind.

7.0 Is it safe to invest via internet?
With proper pc security, it is relatively safe. The other thing is that never click websites that are sent to your email, unless you know the person that is sending you. E-gold cheaters will send such emails quite frequently.
How long before I will start to earn after investing?
Usually breakeven time is 4 to 6 months, then another 4 to 6 months to obtain 100% pure profit. Then it is profit continuously.

8.0 What is the profit or rate of return like?
It is better to invests in those that gives a return of 1% or less per day. They tend to last longer. Most programs have an average lifespan of about a year plus only. Hence need to continuously re-invest in new programs and diversify.

9.0Why or when will the program gets shutdown?
Many reasons such as attacked by hackers, dishonesty of admins of the program, no longer able to pay, complain from members to authority. You must adopt a mentality of “when” it close down, not “why”. This is extremely crucial.

10.0How about due diligence?
Normally I tap on other people's expertise. There are quite a lot of people out there doing fulltime in hyip/autosurf. So I just ride on their findings. You can find such good people in forums, yahoo grps.

#5:Getting into action

To get started:

1. For friends in Singapore...I need to show you my actual investments/profits before you start so as to give you some confidence.
2. For overseas friends, sorry you have to do it on your own but I can support you via email or skype calls.
3. Ensure you have switch to firefox browser and ensure you have roboform ( see "links" at right side of this blog).
4. Ensure you have firewall and good antivirus programs too.
5. Best if you use all the free pc security that is listed under "links".
6. Do not take pc security lightly. We have friends that got their egold account hacked.
   
7. The plan is to participate in all the programs listed as recommended programs for beginners within a one month timeframe.
   
8. Subscribe to any of the recommended site(like Xperthits) to open a free account and surf the net to get familiarise.No funds required. Just get familiarise.Open egold account too.
   
9. Note how to fund egold initially. Via wire transfer or gold exchange program.To use credit card to fund egold, try AsianPay. You need to send over hardcopies of your data for verification.
   
10. Sign up for all the others (for free)to familiarise with them.
11. Start funding XpertHits and in subsequent weeks, start funding at least 4 other programs. Complete the funding of the five programs within the first month.
12. YOU MUST DIVERSIFY. THIS IS THE KEY TO MINIMISE RISK! Do not invest in only one or two programs. If your budget is $200, spread it to $40 for each program. Not $200 in one program.
    
13. It takes around 3.5 months before you break even ( assuming the programs in general averages 1% returns per day). Then another 3.5 months to get 100% pure profit. Not bad right? After 3.5 months, you are getting around 30% interest month after month!
14. Always assume that during the break even period, one or two of the programs will close down.
15. As you surf the sites, there will be many sites appearing and it is very inviting to participate, especially with the high and higher returns in short and shorter days. It is not recommended for you to participate until you have gain some experience about surfing.
16. Especially on emotional management, as it is very easy to be tempted to invest in the higher returns and shorter days of maturity.
    

#3:Basic critical rules and strategy

Only 7 basic but critical rules to follow to increase your success rate:

1. Invest with money that you can afford to lose.
2. DIVERSIFY. If you have US$200 to invest, start with $150 in 5 programs within the same month. Never, never,never,never start with just one program..that is suicide.
   
3. It is not "why" a program suddenly shut down, it is "when" will a program die. If you have this mentality, it goes a long way for your success. Programs will close down, hence be prepared for that and with diversification, the losses are cancelled out.It is like stock trading...some trades you win, some trades you lose.
   
4. Do not control your greed. Why did I suggest that you put in $150 when you have $200 to spare? Because after a month or two when you see you profit grows DAILY, you will be tempted to increase your capital.Satisfy your greed and use the other $50 to invest. Reserve some spare to invest in other programs that you are tempted to enter due to the unresistable promise of high profit or fast profit maturity period. Invest $10 in such programs just to satisfy your lust.
5. Take out your intial capital as soon as possible. Do not re-invest into the same program until you get back your capital.
6. Once you get back your capital, the subsequent pure profit can be partially withdrawn or re-invested or invested in new programs.
7. Put in some effort on the security of your PC. You do not want hackers to take away your money. Dont underestimate them.
   

#2: What is hyip/autosurf

Dear Friends,

If it is new to you, some of the frequently asked questions that will be in your mind are:

What is it?
Can we really make money?
Is this legal?
Is this a scam?
How does the program admin afford to pay us?
How or what type of instruments do they invest our money into?
Is it safe to invest via internet?
How long before I will start to earn after investing?
What is the profit or rate of return like?
Blah, blah,blah...

All the questions will be answered soon.
However, I have a request. I intend to make it short and simple so that you can get started ( on trial basis) as early as possible and as easy as possible.
Hence,before you proceed further, can I request that you suspend your thoughts or do not pre-judge.
It is as if you are walking at the shopping mall and suddenly you see a shirt that you like.
Do you buy immediately?
Chances are that you would try it on for size first.
Similiarly, I suggest that whatever steps listed here to get you going, you can just follow or try it on for size first.
Do not utilise your current experience or strengths in other fields and apply it here.
You are most welcome to do it after you have a feel of hyip, say after a month or two.
To cut a long story short...be open minded, do not try to apply to much logic or analysis during the trial period.

So what is hyip/autosurf?
HYIP - high yield investment programs. With the right strategy, you can easily earn 1% interest or profit per day!
Sounds unbelievable. That is why you need to suspend your judgement first. I did not believe it at first too.

Autosurf programs - You get paid to view websites. People will advertise their websites and you get paid to "read" them.

#1: How to use this Blog - Contents

Dear friends,

This is like the master contents of my blog.
This post ( #1: How to use this blog) will be continuously updated to reflect the changes on the "contents" page.

To use this blog...
To enable you to start earning money from hyip/autosurf, please read posts #1 to #5.
Begin with #1 first, followed by#5, as #5 gives you a very quick way to get started.
All other posts are not important...initially.
All those under "Links" at the righthand site of my site are the recommended programs.

Disclaimer: Invest entirely at your own risk as returns are not guaranteed.I am not liable for any of your losses...physical and or psychological.

#1: Contents:
Lists the various contents of each posts.

#2: What is HYIP/autosurf:
Most beginners will have questions on what is hyip.
The key is to suspend your judgement first.

#3:Basic rules/strategy:
Just follow the basic rules here and you can get started.
Again, try to suspend your thoughts. No is no good or bad, right or wrong approach. For me, it just works using the stragtegy here.

#4Beginners FAQ:
These are questions that beginners will have in your mind.
Try not to get too paranoid to get the best answers to your questions.Main thing is to get your feet wet first ( thru trials and very small investments, less than US$50).

#5Getting into action:
Follow the instructions here to get into real action.

#6:Sites that has helped me:
These are reference sites and yahoo grps that has helped me to be successful in learning and selecting hyip/autosurf programs. Since April 2005, I spent two hours daily, till today to learn.
If you dont have the time, just follow my recommendations first. Then if you believe hyip/autosurf program is something to consider seriously, get in touch with me!I have removed the sites( for a reason) but feel free to write to me for the details.